Please help! I just want to know if the Full Insurance - Type of Cover(TP+OWN DAMAGE) includes scratches, paint stain, etc.? And where to fix these to use the QR2,420 paid from QIC. Thanks!
it is included, but if its just a very minor one that would cost you about QR300 to 700. i think you just better get a police report for you to fix it. coz' when you claim it is in your insurance policy that they will take around 700 to 1000 qr from you for them to fix it for you and when yo urenew your premium will go up because of this claim.
so better if its a minor one to pay it by yourself. i know the systems of insuring a car here sucks but we cannot do anything about it.
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I got same problem last year. I went first to the police and got two reports.
Then I went to the insurance company (QIC), they gave me kind of document and they point me to which garage to go.
In the garage they striped off the paint from my whole bumper, which were scratched and repained it.
I've payed nothing.
If some parts must be replaced, depending on the insurance company, you are to pay 30-40% of the price of the part/s.
it is included, but if its just a very minor one that would cost you about QR300 to 700. i think you just better get a police report for you to fix it. coz' when you claim it is in your insurance policy that they will take around 700 to 1000 qr from you for them to fix it for you and when yo urenew your premium will go up because of this claim.
so better if its a minor one to pay it by yourself. i know the systems of insuring a car here sucks but we cannot do anything about it.
"How far you go in life depends on you being tender with the young, compassionate with the aged, tolerant of the weak. Someday you will have been all of these."
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