on the back of your card you can see small logos related to the affiliated/associated networks in which your card can work.

QNB works with Cirrus, NAPS and GCCNET. Meaning if there are banks in Goa using or dealing with these networks yes you can use it.

Also remember that debit cards are being backed up either by VISA or MASTERCARD so they can be used in ATM with the named logos.

Hope this is useful and helpful.

Bes regards!!!