guys wot the bank does is they come to a mutual agreement with the Vendor to promote thr product or service.

There after bank negotiate on the price & then they add thr % to the product or service...

Then goes the add for the 0% scheme..

If it's for 6 months they divide it by six.. At the end of the day you end up paying interest???

My suggestion, Just ask wot would be the cash price so Youll be able to get an idea??

Cheers