The rates for third party liability insurance are set by the government and all the companies charge the same. These rates are very low (around QR 300 a year) and unprofitable for the company--yet they cannot turn you down for coverage. There is no risk-rating or additional premium if you have had accidents.
For full coverage (which is profitable for the company) rates, coverage and service do vary depending on the vehicle and company. Generally full coverage is 4% to 5.5% of the car's value. If the car has had an "at-fault" accident, the rates will go up, might even double. As to which is best, "you pays your money and you takes your chances" (although there do seem to be some opinions generated on this issue!).
The rates for third party liability insurance are set by the government and all the companies charge the same. These rates are very low (around QR 300 a year) and unprofitable for the company--yet they cannot turn you down for coverage. There is no risk-rating or additional premium if you have had accidents.
For full coverage (which is profitable for the company) rates, coverage and service do vary depending on the vehicle and company. Generally full coverage is 4% to 5.5% of the car's value. If the car has had an "at-fault" accident, the rates will go up, might even double. As to which is best, "you pays your money and you takes your chances" (although there do seem to be some opinions generated on this issue!).