Personal Loans
Hello there everyone, I had a personal from IBQ for 91,350 (QAR) in 2013, Later in 2014 I had to go to India for treatment. After treatment my company removed me saying they don't have projects now.
But they given me NOC, I then found another job in Qatar but by that time I was already 9 Months late in my payments and was reported to MOI by IBQ already. But I came back to Qatar even knowing that I have a case here because I wanted to clear my dues.
Now I am back Alhamdulillah and paid back all my dues which went up to 90K. My question is now when I hold a credit report which is clear but shows previous arrears will I get a personal loan and credit card again ?
Would be thankful for a right reply :)
or "once bitten twice shy"
For goodness sake, after all what happened to you, you still want to take a loan? Have you not heard about the famous statement "live within your means"?
Your loan repayment was delayed due to genuine reason of job loss, and you have all the intentions to repay, which u did.
That a character carries a good credit history, you can apply for a loan and see how it rolls out.
Hi thanks for the reply, but there is no such thing called Black List I heard from Credit Bureau, In fact I have settled entire loan amount earlier than what was in contract.
The report mentions that "The subject made early settlement".
Some people did said may be 3 Months it takes but the CB guy who given me report said I should be able to get it fast.
The reason I asked on QL is here lot of people have many experiences :)
Hi, you have to wait another one year, after that, you can get loans and credit cards,you have paid your loan's but, you are in black list of the credit bureau.