Credit cards issue

Ever heard of bank loans you don't have to repay either?

i dont know much..but never heard of an insured credit card...or probably the customer service rep never cared to inform us

molten metal your comment is bullshit regarding Credit Card

@Mr.MM hahha nope i needed to clear the parking lot i sold old one and upgraded....

Jones , Do you have two cars in front of your door now a days ?

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Mon, 31.01.2014 , 11.08 hrs ..................................................................................................

Galinda , So nice . Up to date & perfect info for Jones ..... Joys to all ....

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Mon, 31.01.2014 , 11.06 hrs ..................................................................................................

You will need to speak to your particular bank, and ask how much the monthly premium is, and what it covers - termination, resignation, redundancy, death etc.

No, the amount paid each month as you fee is the fee, it isn't refundable. That would be like asking if your car insurance company will repay your premium if you crash your car!

@Galinda & MM,what if you complete to pay loan or even you reach the maximum spending for your credit card ,will the bank give back the amount deducted monthly as an insurance fee? since they'll still charge percentage separately.?

Even your loans are insured .... If you loose your job .... banks would write-off their money and you would head to the air-port freely ............

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Mon, 31.01.2014 , 10.30 hrs ..................................................................................................

You can sign up for this insurance through your bank. Your bank will charge you a few extra % in interest each month as the premium. Speak to your bank to ask what their charges are for this insurance.

I know that HSBC offers it.