What about investing in Zurich Futura Insurance?Is it worth investing in this plan?What about the charges?I heard they are charging very high amounts,is that correct?
If its an investment you're interested in, better to look at investment option. Futura is an insurance product with some investment features thrown in - like money back at an assumed rate of return(which is usually nothing more than an absurd assumption).
The charges are significant & they are for the insurance coverage as well as managment of your money in various investment fund.
Bottom line - this type of product is in the best interests of the company & the advisor/sales person who want to sell it to you, they earn very high rates of commission or incentives on such a product - which offcourse is actually from the premiums you pay!
Ideally stick with seperate products for your insurance & your investment needs respectively.
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you both work for the same?
If its an investment you're interested in, better to look at investment option. Futura is an insurance product with some investment features thrown in - like money back at an assumed rate of return(which is usually nothing more than an absurd assumption).
The charges are significant & they are for the insurance coverage as well as managment of your money in various investment fund.
Bottom line - this type of product is in the best interests of the company & the advisor/sales person who want to sell it to you, they earn very high rates of commission or incentives on such a product - which offcourse is actually from the premiums you pay!
Ideally stick with seperate products for your insurance & your investment needs respectively.
Goodluck!