Insurance repair of car
I met an car accident the other day where I just stopped my car at red traffic lights and other car hit me from behind. I got police report and went the insurer of other party , they advised me of a garage , i gave my car to them and now after a week the garage people are saying becuase your car is 0f 2005 model and the spare parts are not available you need to pay 50% . Please advice what should I do , is there any chance that I can go to the court?? kindly advise
when they state that u have to pay 50%, it implies only for brand new sapre parts from the dealership.used and commercial parts (duplicates) are not charged for.and for the part on going to court,long process.remember ur car will not be repaired till the case is over.might take abt a year or more. finally what will happen is, the insurance company will write off your car.i suggest you ask the garage to look for duplicates or used parts and if they are not able to find any ,go back to the insurance and negotiate on the deductable.all the best
As long as your claim is against the third party insurer of the other car, you don't have to pay anything. It is the liability of the insurance company to get your car repaired.
please you go to court