What is this???
By epadonis80 •
Do I really have to pay 1000 QR if I had an accident and its my fault even in my insurance says it is covered by own damage?
Whats the use of this insurance scheme if I will be the one paying for own damage?
Do I really have to pay 1000 QR if I had an accident and its my fault even in my insurance says it is covered by own damage?
Whats the use of this insurance scheme if I will be the one paying for own damage?
It is 40% now. The policy the local Insurance companies adopt is somewhat surprising but part of the blame should be borne by the respective Automobile companies as the cost of recovering the wreck, spares etc are exorbitant.
If it is your fault, that is the amount of deductible claims on the third party damaged on the car as well as the amount of any damaged on your car. In worst cases scenario, you have to pay the 30% of the repair charges of your car. The QR 1,000.00 is clearly written on the Insurance Coverage and deductibility of this amount as new Insurance Clause.
Before, there is no QR 1,000.00 as deductible claims against the erring person.