INSURENCE
YESTERDAY WHEN MY CAR WAS IN THE PARKING ONE VEHICLE CRASHED ON IT AND THE BACK SIDE OF MY CAR IS DAMAGED SEVERELY.POLICE REPORT IS DONE,THE OWNER OF OTHER VEHICLE INFORMED POLICE THAT IT IS 100% HIS FAULT.NOW I WANT TO KNOW:-
1.WHETHER INSURENCE COMPANY CAN ASK ME TO GET QUATATION FROM DIFFERNT GARAGE?SINCE MY CAR IS ONLY THREE MONTHS OLD I WANT TO GET IT REPAIRED ONLY FROM COMPANY GARAGE(NISSAN).THE CAR IS STILL UNDER GUARANTEE.CAN THE INSURENCE COMPANY FORCE ME TO GO OTHER GARAGE?
2.WHEN I WILL GIVE THE CAR FOR REPAIR DEFINITELY I HAVE TO HIRE ANOTHER CAR FOR THE REPAIR PERIOD,WILL THE INSURENCE COMPANY COMPANSATE IT(COST OF HIRE ANOTHER CAR)?
3.I HAVE FULL INSURENCE FOR MY CAR,ALSO THE OTHER CAR WHICH IS AT FAULT HAS ALSO FULL INSURENCE.
THANKS IN ADVANCE FOR YOUR KIND REPLY.
for #1 : no they cant force u to get ur car fixed at another guarage because u said its 3 months old.. ( as long as its brand new- bought in the same year) so u r definitely fixing it at "nissan's"
for #2 : no man! its not their fault that ur car got hit.. so u probably will hire on ur own and pay for it urself ;)
for #3: i see no question :)
hope this helps!
,
Emad =>